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Selected work

ANALYSIS / SELECTED WORK

3 engagements

01

PORTFOLIO PROFITABILITY

Turning actuarial analysis into portfolio profitability.

Taking over a portfolio at a 120% loss ratio — and why across-the-board rate action would have made it worse.

Sep 2026 · 1 min read

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02

Cell Captive

Turning an existing lending business into an insurance revenue stream.

A corporate group with an established credit business was already funding companies — and requiring key players to obtain credit life cover as part of the lending process.

Sep 2026 · 2 min read

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03

Insurtech

Turning insurance distribution into a fully digital, self-service platform.

A traditional insurance journey redesigned from quote to policy — with the administration infrastructure to support it.

Sep 2026 · 2 min read

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Leaf Management Consultants

An independent specialist consulting practice focused on insurance, actuarial and commercial problems.

Insurance · Actuarial · Strategy

South Africa · Namibia · International engagements by arrangement

izak@leafconsult.co.za
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Complex problems. Better decisions.